Who We Support

We help a wide range of clients navigate life’s many financial transitions with greater confidence.

Retirees

Retirement can be a joyous and fulfilling time of life, but it can also be stressful. Making the switch from earning and growing your retirement assets to taking distributions from those assets can be daunting.

We work with retirees to help them plan their distributions in a way that seeks to preserve their financial security. We help you understand your options and make prudent financial choices at every step.

Photo of a lighthouse with seagulls flying around

Photo of a body of water with the sun setting in the background.

Concerns of Retirees

We strive to help you address the financial challenges you may face while living in retirement, including the following key concerns.

Retirement Options

Maximize Social Security strategies, retirement plans, pensions, and other benefits.

Health and Elder Care

Explore long-term care options, Medicare, elder care, housing concerns, and more.

Tax Planning

Create your retirement income stream in the most tax-efficient way possible.

Estate Planning

Plan your legacy and create an efficient transfer of assets according to your wishes.

People in Financial Transition

Whether it is getting married, starting a family, changing careers, getting divorced, approaching retirement, or some other event, life’s transitions can be disruptive. You may face a mix of emotions while making critical financial decisions.

We help you adjust to your new reality by gathering information, determining your needs, and talking through various financial scenarios before implementing your financial planning and wealth management strategies.

Guiding You Through Life’s Transitions

Divorced

As an advisor who has experienced divorce, Rich understands the financial challenges you face. He will be your knowledgeable and compassionate guide throughout the process.

Divorce can take an emotional toll and may cloud your ability to think through the various financial implications of separating assets. Rich helps ensure your financial decisions are well thought out and not driven by emotion. He will guide you at a time when you may feel most vulnerable.

Loss of a Loved One

We connect you with the right professionals to help you through your grieving process. We help make sure your accounts, registrations, and beneficiary designations are all handled appropriately.

If you are receiving an inheritance, we’ll help you explore the most tax-efficient strategies available.

Pre-Retirees

As you near retirement, it’s time to examine your plans and prepare for the distribution of your retirement assets.

Planning for your transition into retirement can be a big step, and there are several options to weigh. We have the experience to help you understand your choices and make the appropriate decisions.

Help for Pre-Retirees

Pre-retirees have several financial priorities to focus on, including debt management, accumulating assets for the creation of a sustainable retirement income stream, tax planning, risk management, education funding, and goal setting.

Goals for the Future

Together, we will establish realistic and attainable goals for your future, then build a plan to help get you there.

Acting in the Present

We help you address the financial obligations you face today, without jeopardizing your goal for a comfortable retirement in the future.

Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.

Business Owners

As a business owner, Rich understands the financial planning challenges you face. You have specific needs because your net worth may be inextricably linked to your business. Rich helps you plan to pursue your personal financial objectives and your business goals.

Business Growth

Explore strategies to address a range of business concerns including cash flow planning, tax planning, and more.

Succession Planning

You’ll gain a valuable understanding of your available succession options when it comes time to exit your business.

Your business may be one of your largest assets. It’s important to consider its impact when discussing your financial plan. We’ll work closely with you to develop a plan that works for you, your family, and your business.

We Understand Businesses

With decades of experience serving successful business owners, we have developed the knowledge and skills to help meet your needs.

Financial Planning

Business owners look to us for help with cash flow management, investing, and financial planning.

Retirement Plans

We know plan design, finding employer and employee benefits, and managing successful and compliant plans.

Business Structures

Working with your CPA, we help optimize your structure and the taxation strategies for your closely held business.

Financial Education

We are committed to financial wellness education and offer workshops for you and your employees.

Schedule a Consultation

Interested in learning more? Reach out today to learn how we help you with all your financial needs.

Contact Us